
Why Focusing on Short-Term Market Concerns Can Cost Investors
IMEInvestors often find themselves trapped in the cycle of paying too much attention to short-term negative news. This pattern of hesitation can delay their investments, leading them to either invest lat … Read more

Lumpsum versus Staggering? What is the more optimal way to invest larger sums of money?
Financial AdviceInvestors sometimes have a larger-than normal amount of money that is available for investments (this could be due to an annual bonus, an asset sale, inheritance or other such events). We are often as … Read more

FM Churn and why this leads to us prefering Owner-Managed Boutique Investment Firms
Financial Advice, PMS AIFSince 2015, the investments industry in India has seen a very sharp rise in some of the most senior fund managers (FMs) in the industry, leaving to set up their own investment funds. The strong bounce … Read more

Arbitrage Funds: Why Post-tax Yields are Superior to Debt Funds?
DebtPost the change in taxation on debt funds from 1-Apr-23 (returns will now be taxed at your income tax slab, as compared to more favourable capital gains tax earlier), we have been recommending that in … Read more

The Best International Investment Options across Global Markets
InternationalOur International Investing platform provides investors with a large range of investment options, across global, regional & country-specific & thematic strategies. In this blog post, we provid … Read more

Structured Products: Equity Market Linked Debentures
Alternatives, RecommendationsEquity Market Linked Debentures (a form of structured products), provide investors an ability to participate in the equity markets with differentated return payoffs. This includes products that provid … Read more

Taxation Structure of Different Investment Structures
Financial AdviceThe capital gains tax regime can be complex, with different rates & threshold period for different asset classes & investment structures. We provide below a handy table, that helps explain the … Read more

Comparison & Review of Top High-Yielding Debt Options for Investors
Debt, PMS AIF, RecommendationsUnderstanding High-Yield Debt Investment Options Fixed Deposits & low-risk Debt Mutual Funds, offer safety to investors but only provide a relatively low yield/interest-rate. Traditionally, equity … Read more

Why US Persons should consider investing in a PMS, instead of a MF or AIF (due to PFIC taxation)?
PMS AIF, RecommendationsTaxation of global investments for US Persons can be complicated, especially in the case of pooled investment vehicles (such as Mutual Funds or Alternative Investment Funds – AIF’s). In this blog post … Read more

PMS vs MF: Longer-term Performance Comparison
Equity, PMS AIF, RecommendationsOne of the core premises of investor’s preferring PMS’s over MF’s, is the ability for PMS’s to manage more concentrated, higher risk-reward portfolios as compared to mutual funds. This leads to the po … Read more

Venture Capital Funding – Understanding the different funding rounds
AlternativesStages of Venture Funding Given the strong interest and enthusiasm around venture capital, it is crucial to understand the various stages of venture rounds and the risk-reward implications for the inv … Read more

Largecap vs Midcap vs Smallcap: Understanding their relative risk-return
Equity, RecommendationsMarkets are cyclical in nature driven by economic and business cycles further exaggerated by the psychology/behaviour of the market participants. While such market volatility impacts all segments of t … Read more

Portfolio Optimisations for Corporate Treasuries
RecommendationsAt IME Capital, we believe that there is a substantial scope for optimising the post-tax portfolio yields of corporate treasuries. Core Areas of Portfolio Optimisation Investment horizon identif … Read more

Types of Life Insurance Plans
Financial Advice, InsuranceIn this blog post, we compare the various types of life-insurance policies, along with our reasons for why we typically only recommend Term-Insurance policies for our clients. Term Insurance Abo … Read more

Gold as an Investment Class – Why we see it as a highly risky asset?
AlternativesMany investors consider gold as a relatively low-risk and safe haven asset class, with certain advisors recommending investments in gold as a core-part of an investment portfolio due to it’s perceived … Read more