Retirement Corpus Required
Estimate the corpus needed at retirement to fund expenses to expected lifespan
Retirement Corpus Required
39.4 Crores
(Rs. 3,941 lakhs at retirement)
Starting Corpus Required at each Age
Rs. lakhs
Future Expenses & Investment Returns
Rs. lakhs
Annual Cash Flows
| Age | Starting Corpus | FV Expenses | Return | Ending Corpus |
|---|---|---|---|---|
| 60 | 3,940.7 | 165.5 | 339.8 | 4,114.9 |
| 61 | 4,114.9 | 177.1 | 354.4 | 4,292.2 |
| 62 | 4,292.2 | 189.5 | 369.2 | 4,471.9 |
| 63 | 4,471.9 | 202.8 | 384.2 | 4,653.3 |
| 64 | 4,653.3 | 217 | 399.3 | 4,835.6 |
| 65 | 4,835.6 | 232.2 | 414.3 | 5,017.7 |
| 66 | 5,017.7 | 248.4 | 429.2 | 5,198.5 |
| 67 | 5,198.5 | 265.8 | 443.9 | 5,376.6 |
| 68 | 5,376.6 | 284.4 | 458.3 | 5,550.5 |
| 69 | 5,550.5 | 304.3 | 472.2 | 5,718.3 |
| 70 | 5,718.3 | 325.6 | 485.3 | 5,878 |
| 71 | 5,878 | 348.4 | 497.7 | 6,027.2 |
| 72 | 6,027.2 | 372.8 | 508.9 | 6,163.2 |
| 73 | 6,163.2 | 398.9 | 518.8 | 6,283.1 |
| 74 | 6,283.1 | 426.9 | 527.1 | 6,383.3 |
| 75 | 6,383.3 | 456.7 | 533.4 | 6,460 |
| 76 | 6,460 | 488.7 | 537.4 | 6,508.7 |
| 77 | 6,508.7 | 522.9 | 538.7 | 6,524.5 |
| 78 | 6,524.5 | 559.5 | 536.8 | 6,501.8 |
| 79 | 6,501.8 | 598.7 | 531.3 | 6,434.4 |
| 80 | 6,434.4 | 640.6 | 521.4 | 6,315.2 |
| 81 | 6,315.2 | 685.4 | 506.7 | 6,136.5 |
| 82 | 6,136.5 | 733.4 | 486.3 | 5,889.3 |
| 83 | 5,889.3 | 784.8 | 459.4 | 5,564 |
| 84 | 5,564 | 839.7 | 425.2 | 5,149.5 |
| 85 | 5,149.5 | 898.5 | 382.6 | 4,633.6 |
| 86 | 4,633.6 | 961.4 | 330.5 | 4,002.8 |
| 87 | 4,002.8 | 1,028.7 | 267.7 | 3,241.8 |
| 88 | 3,241.8 | 1,100.7 | 192.7 | 2,333.8 |
| 89 | 2,333.8 | 1,177.7 | 104 | 1,260.1 |
| 90 | 1,260.1 | 1,260.1 | 0 | 0 |
All figures in Rs. lakhs. Return = (Starting − FV Expenses) × yield; Ending = (Starting − FV Expenses) × (1 + yield). Ending corpus at lifespan is 0.
About this calculator
Retirement Corpus Required • Fin Plan
This calculator estimates the retirement corpus required to fund annual expenses from your retirement age through your expected lifespan.
It models expenses growing with inflation and corpus growing with a post-retirement yield, and computes the starting corpus needed at retirement.
How to use
- Set current age, retirement age, and expected lifespan.
- Enter current annual expense (in ₹ lakhs) and adjust inflation and post-retirement yield assumptions.
- Use the charts and cash flow table to understand how the corpus evolves year-by-year.
Key assumptions
- Inflation and yield are assumed to be constant rates for the illustration horizon.
- Does not include taxes, healthcare shocks, or changes in spending patterns unless captured via expense inputs.
