Time Value of Money
Future value, present value, and compounded annual growth rate (CAGR)
Future Value = 201
About this calculator
Time Value of Money Calculations • Concepts
Money has a time value — ₹1 today is worth more than ₹1 tomorrow because it can be invested and grow. This calculator helps you translate values across time using a growth rate.
Use it when you want to compare options across different time horizons: future value (FV), present value (PV), and the growth rate required to reach a target amount.
How to use
- Pick the tab (FV, PV, or CAGR).
- Enter the amount, years, and expected rate of return.
- Use the result to sanity-check goals and compare alternatives on the same basis.
Key assumptions
- Return rate is assumed to compound annually at a constant rate.
- No taxes, fees, or interim cashflows are considered unless you model them separately.
