Comparing Returns of Different Fund Categories
Debt and equity return scenarios, portfolio allocation in INR Lakhs, and expected returns by asset class
Debt Returns
Equity Returns
Portfolio Allocation (in INR Lakhs)
Total100
Asset Class vs Returns
| Asset Class | % Equity | Low | Average | High |
|---|---|---|---|---|
| Debt Returns | 0% | 5% | 6.5% | 8% |
| Equity Returns | 100% | -15% | 12% | 25% |
| Debt MF | 0% | 5.0% | 6.5% | 8.0% |
| Conservative Hybrid | 20% | 1.0% | 7.6% | 11.4% |
| Equity Savings | 33% | -1.6% | 8.3% | 13.6% |
| Aggressive Hybrid | 66% | -8.2% | 10.1% | 19.2% |
| Equity MF | 100% | -15.0% | 12.0% | 25.0% |
| Portfolio Allocation | 39% | -2.8% | 8.7% | 14.6% |
About this calculator
Return Ranges across Fund Categories • Concepts
Different fund categories behave differently across market environments. Comparing ranges helps you set realistic expectations rather than relying on a single-point return assumption.
This calculator compares category outcomes under multiple debt/equity return scenarios and shows how a blended portfolio can behave.
How to use
- Set low/average/high return assumptions for debt and equity.
- Adjust portfolio allocation by category to match your intended mix.
- Use the table to compare category returns and the portfolio blend across scenarios.
Key assumptions
- Scenario-based; real returns can deviate and correlations can change during stress periods.
- Does not include category-specific taxes, costs, or tracking error.
