ALFAccurate PMS

PMS

IME's View on ALFAccurate PMS

AMC View

AlfAccurate Advisors is a boutique Portfolio Management Services (PMS) firm with over 15 years of track record, led by a pedigreed team with proven fund management expertise.

AMC Pedigree

ALFAccurate, founded by an experienced fund manager with a strong track record, has over 10 years of consistent success managing a highly diversified portfolio, making it a top choice for investors looking to grow their wealth.

Team Pedigree

Before founding AlfAccurate Advisors, Rajesh Kothari built a strong track record in fund management—delivering consistent first-quartile performance at DSP Mutual Fund, growing AUM from $100 million to $1.5 billion, and earning multiple fund manager awards. He also managed a US-based India-focused fund, Voyager. In 2014, he was joined by Govind Agarwal, a seasoned investment professional with over 30 years of experience, including roles at Reliance AMC and UBS. Together, they form a highly experienced and stable investment team that has been at the core of AlfAccurate for over a decade.

Investment Philosophy

AAA follows a dual framework—DSD for capital protection and 3M for wealth creation. The DSD framework focuses on diversification across sectors and market caps, a staggered entry approach, and a disciplined exit strategy based on growth assumptions, valuation comfort, or capital reallocation. The 3M framework emphasizes investments in companies with a large Market size, dominant Market share, and a strong Margin of safety (valuation comfort). They rely on a forensic and fundamental process—evaluating corporate governance, cash flow quality, reinvestment ability, and management practices—before stock inclusion. Their internal checks and longevity filters help mitigate risk and build a durable portfolio.

AMC Background

ALFAccurate PMS was founded in May 2009 by Rajesh Kothari, a highly seasoned fund manager with a stellar track record. Rajesh has delivered consistent outperformance across all the funds that he has managed, including his tenure at ALFAccurate, Voyager Investment Advisors (a $500 mn US-based India dedicated fund) and DSP ML MF. AMC led by a Highly Seasoned Investment Team ALFAccurate is built by Rajesh Kothari, a highly seasoned fund manager, backed by Govind another highly seasoned investment professional which makes the investment team a formidable player. Rajesh has previously established his credentials at DSP Mutual Fund. Since its inception, ALFAccurate has been a consistent outperformer backing Rajesh Kothari's credentials further.

Investment Philosophy

3M Investment Approach

ALFAccurate PMS follows a 3M Investment Approach, by focusing on the Market size, Margin of safety, and Market Share backed by 'Right Balance Sheet', 'Right Management', and 'Right Governance'. In essence, ALFAccurate follows a GARP philosophy (growth at a reasonable price). 
  • Market Size: Identify large opportunities for the companies to capture. AlfAccurate believes that earnings growth is one of the primary drivers of wealth creation, and the aim is to invest in companies that have the ability to deliver strong outperformance on earnings. 
  • Market Share: The focus is on investing in market leaders, or the Top-3 players in larger industries. Even when investing in small-caps, the focus is on investing in companies that are large in their specific segments. 
  • Margin of Safety: Buy companies at a reasonable valuation with the above-mentioned criteria.
In addition, to the 3M Investment Philosophy, there is a strong focus on quality of the companies - driven by investing in the Right Balance Sheets, Right Managements & with the Right Governance. 

Strong Risk Management Controls

ALFAccurate typically builds a diversified portfolio with very clearly articulated risk controls in place. The strategies build a portfolio with exposure capped across criteria (large-cap, mid-cap, single sector exposure, single-holding exposure, top-10 exposure) varying based on the strategies.

Do not follow a model-portfolio approach for fresh investments

Fresh investments are invested in what are considered to be the best opportunities at the time of investment. Older investor portfolios will over-time (subject to tax, holding cost etc.) gravitate towards the newer portfolios that are being built.

Strong focus on efficient exits

There is a strong focus on what is the right time to exit portfolio holdings. The fund remains dynamics, and stocks will be sold due to any of the following reasons: (a) target prices being achieved (b) rebalancing requirements - driven by risk control on stock exposures (c) calls on the company going wrong (d) better opportunities being available in the markets.  GARP with very clearly articulated risk measures ALFAccurate follows a GARP strategy, typically buying leading companies in sectors with huge headroom to grow at reasonable valuations. The diversification and tightly defined risk measures help the strategy outperform across market conditions. Suitable For Investor's seeking a more diversified equity PMS, that has a similar risk-reward as mutual funds, but with the long-term assurance of the stability of very high quality and seasoned fund management team.

Investment team

Govind Agarwal | 4-star rated FM

Director | 32 yrs Experience | 12 yrs at current firm

Past Experience: Reliance MF (FM) / UBS Securities (Equity Sales) / Motilal Oswal (Equity Sales)

A seasoned equity professional, Govind has over 2 decades of equity experience across fund management and institutional equity sales at top AMCs (Reliance MF) and institutional equity brokerage firms (UBS, Motilal).

Rajesh Kothari | 5-star rated FM

CIO | 29 yrs Experience | 16 yrs at current firm

Past Experience: Voyager (FM), DSP ML (FM)

Rajesh is the founder of AlfAccurate Advisors, which he set up in 2009, after a strong track record in equity fund management at DSP ML & Voyager. During his tenure at DSP ML, the AUM increased from $100 mn to $1.5 bn and the funds he managed consistently ranked in the top quartile of performance.

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