Archives: Blogs
Why Past Performance Is a Poor Predictor of Future Returns
EquityOne of the most common mistakes investors make is relying too heavily on past performance when choosing funds. It’s understandable — return numbers are easy to compare, objective on the surface, and o … Read more
The Hidden Dangers of Investing in Individual Stocks: Fraud & Corporate Governance Risks
Financial AdviceWhy Weak Corporate Governance is a Silent Portfolio Killer Investing directly in stocks offers the allure of high returns, but it comes with significant risks—one of the biggest being corporate g … Read more
Why Real Estate Is Often Riskier Than Equity — Contrary to Popular Belief
Real EstateFor most Indian investors, real estate continues to be perceived as a “safe” investment — a tangible asset you can see and touch, and one that offers the comfort of ownership. In contrast, equity is o … Read more
Why We Strongly Recommend Equity Funds Over Direct Stock Investing
Equity, Financial AdviceInvesting in equities is one of the best ways to build long-term wealth. However, how you gain exposure to equities can make a huge difference in your overall success as an investor. Many individual i … Read more
Why Focusing on Short-Term Market Concerns Can Cost Investors
IMEInvestors often find themselves trapped in the cycle of paying too much attention to short-term negative news. This pattern of hesitation can delay their investments, leading them to either invest lat … Read more
Lumpsum versus Staggering? What is the more optimal way to invest larger sums of money?
Financial AdviceInvestors sometimes have a larger-than normal amount of money that is available for investments (this could be due to an annual bonus, an asset sale, inheritance or other such events). We are often as … Read more
FM Churn and why this leads to us prefering Owner-Managed Boutique Investment Firms
Financial Advice, PMS AIFSince 2015, the investments industry in India has seen a very sharp rise in some of the most senior fund managers (FMs) in the industry, leaving to set up their own investment funds. The strong bounce … Read more
Arbitrage Funds: Why Post-tax Yields are Superior to Debt Funds?
DebtPost the change in taxation on debt funds from 1-Apr-23 (returns will now be taxed at your income tax slab, as compared to more favourable capital gains tax earlier), we have been recommending that in … Read more
The Best International Investment Options across Global Markets
InternationalOur International Investing platform provides investors with a large range of investment options, across global, regional & country-specific & thematic strategies. In this blog post, we provid … Read more
Structured Products: Equity Market Linked Debentures
Alternatives, RecommendationsEquity Market Linked Debentures (a form of structured products), provide investors an ability to participate in the equity markets with differentated return payoffs. This includes products that provid … Read more
Taxation Structure of Different Investment Structures
Financial AdviceThe capital gains tax regime can be complex, with different rates & threshold period for different asset classes & investment structures. We provide below a handy table, that helps explain the … Read more
Comparison & Review of Top High-Yielding Debt Options for Investors
Debt, PMS AIF, RecommendationsUnderstanding High-Yield Debt Investment Options Fixed Deposits & low-risk Debt Mutual Funds, offer safety to investors but only provide a relatively low yield/interest-rate. Traditionally, equity … Read more
Why US Persons should consider investing in a PMS, instead of a MF or AIF (due to PFIC taxation)?
PMS AIF, RecommendationsTaxation of global investments for US Persons can be complicated, especially in the case of pooled investment vehicles (such as Mutual Funds or Alternative Investment Funds – AIF’s). In this blog post … Read more
PMS vs MF: Longer-term Performance Comparison
Equity, PMS AIF, RecommendationsOne of the core premises of investor’s preferring PMS’s over MF’s, is the ability for PMS’s to manage more concentrated, higher risk-reward portfolios as compared to mutual funds, along with a more fo … Read more
Venture Capital Funding – Understanding the different funding rounds
AlternativesStages of Venture Funding Given the strong interest and enthusiasm around venture capital, it is crucial to understand the various stages of venture rounds and the risk-reward implications for the inv … Read more